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Debt Collectors Can Now Slide Into Your DMs

If you're a woman you're probably used to guys sliding into your DMs to hit on you or shoot their shot. Fellas, maybe you have slid into a girls DMs. Well, now you might have some competition or even unwanted DMs.

A new regulation went into effect this week that let collectors reach out to people through their social media accounts, including Facebook, Instagram, and Twitter, according to CBS News. About one-third of U.S. adults with a credit report currently have debt in collections.

If you're one of those people, you should know that debt collectors must abide by several rules. They can't butter you up with hearts or obscene emojis. They have to disclose that they're a collector, and they must offer you an option to opt-out of social media messages. They also can't send public messages that are viewable to others. This was cleared by the Consumer Financial Protection Bureau last year. The director at the time said the rules were intended to "modernize the legal regime for debt collection."


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